Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,050,000

5144 OTTER CREEK Drive, Ponte Vedra Beach, FL 32082, Ponte Vedra Beach, FL 32082

Sawgrass Players Club

Price
$1,050,000
Beds / Baths
4 / 2
Living area
2,033 sqft
Year built
1988
Type
Residential
Lot
0.27 ac
Garage
2
HOA
$165/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
55
Elementary
Ponte Vedra Rawlings
Middle
Alice B. Landrum
High school
Ponte Vedra

Beautifully updated home in the highly sought-after Players Club at Cypress Creek! Stunning new real oak hardwood floors with a natural matte finish welcome you into the spacious floor plan featuring a double-sided fireplace shared by the living room and private office/4th bedroom. The kitchen offers KitchenAid cabinetry, stainless LG appliances, an upscale induction range, and adjacent flex space perfect for a home office. Major updates include the roof, HVAC, water heater, and pool heater (all within the last 5-6 years), plus a high-efficiency whole-home air filtration system. The primary suite features new carpet, dual vanities, a soaking tub, oversized shower, and walk-in closet. Enjoy your private backyard oasis with a red cedar tongue-and-groove lanai ceiling, resurfaced cool deck, new turf, putting green, pool, spa, and new Pentair IntelliFlo 3 HP pump. Luxury living inside and out--this is a must-see!

What to check on this one

  • Verify roof, HVAC, water heater, pool heater install dates—get receipts confirming 5-6 year claim.
  • Obtain HOA docs: CC&Rs, budget, reserve study, rental restrictions, pool/amenity rules.
  • Request flood zone determination letter and elevation certificate from county.
  • Confirm pool/spa permits pulled and final inspections signed off by county.
  • Review homeowner's insurance quotes—1988 build may face rate/coverage limits.
  • Get septic vs. municipal sewer confirmation and any service records if applicable.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$5,448/mo
Property tax (1.1% eff., St. Johns Co.)$963/mo
Homeowners insurance (est.)$613/mo
HOA$165/mo
All-in monthly (est.)$7,189/mo

Loan $840,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of 1 REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 3:48 AM.

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