Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$120,000

1525 MT HERMAN Street, Jacksonville, FL 32209, Jacksonville, FL 32209

Stewarts Addn To Jax

Price
$120,000
Beds / Baths
3 / 1
Living area
834 sqft
Year built
1969
Type
Residential
Lot
0.08 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
61

$144/sqft asking, vs a $109/sqft median across 689 closed sales in 32209 over the last 12 months — 32% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Charming 3-bedroom, 1-bath single-family home offering a functional layout and comfortable living spaces. Ideal for investors or future homeowners, this property features spacious bedrooms, a bright living area, and great potential throughout. Conveniently located near major roads, schools, and shopping. Property is tenant-occupied at $1,130/month through June 30, 2027. A great opportunity in a growing area of Jacksonville.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if AE/VE.
  • Get roof inspection report; 1969 home likely needs replacement soon.
  • Order 4-point inspection (roof, HVAC, plumbing, electrical) for insurance.
  • Confirm plumbing type—cast-iron or polybutylene common in 1969 homes.
  • Review tenant lease terms, rent roll, and lease expiration date (June 2027).
  • Verify HVAC age and service history; estimate remaining useful life.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$623/mo
Property tax (1.1% eff., Duval Co.)$110/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,025/mo

Loan $96,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of VIRTUALTY REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Jul 2, 2026, 7:46 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.