Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$279,000

305 PALMETTO BLUFF Road, Palatka, FL 32177

Bostwick Meadows

Price
$279,000
Beds / Baths
3 / 2
Living area
1,992 sqft
Year built
2000
Type
Residential
Lot
1.8 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
66

Peaceful 1.8 +/- acre living appox 8 minutes drive to public boat ramp to the mighty St. Johns River. The Bostwick community offers quiet country living & convenience to the First Coast Express Way, with access only approximately 20 miles away. This manufactured home boast of oversized living/dining, a spacious & stunning kitchen with island opening to the great room with fireplace, leading to the deck for outdoor entertaining. Roof replaced in 2017 & HVAC in 2025. Come unwind & embrace evening sounds of mini farm life. Please note - some of the photos were virtually staged

What to check on this one

  • Verify flood zone designation with Putnam County—get elevation certificate if in AE/VE zone
  • Confirm roof 2017 replacement date; request invoice & warranty details
  • Check HVAC 2025 replacement—get warranty documentation & contractor info
  • Verify manufactured home title status & any lien payoffs before closing
  • Inspect septic system age, last pumping records, & any well water test results
  • Review all virtual staging photos against in-person walkthrough for accuracy

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,448/mo
Property tax (1.1% eff., Putnam Co.)$256/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,996/mo

Loan $223,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER BEN BATES INC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 3:06 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.