Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$195,000

871 CORAL REEF WAY Way, Ponte Vedra Beach, FL 32082, Ponte Vedra Beach, FL 32082

Summer House

Price
$195,000
Beds / Baths
1 / 1
Living area
734 sqft
Year built
1985
Type
Condo
Lot
Garage
0
HOA
$401/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
62

$266/sqft asking, vs a $282/sqft median across 352 closed sales in 32082 over the last 12 months — 6% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Summer House beauty in the heart of Ponte Vedra Beach! This one Bedroom/ one Bath 2nd Floor unit is very open and Bright. New Luxury Vinyl flooring in main living areas. New Appliances In kitchen. Gorgeous water views from the patio. Walk or Bike to Beach Access. Newer Washer/Dryer, HVAC & Light Fixtures. Investment Property or 2nd home.

What to check on this one

  • Confirm flood zone and obtain elevation certificate for waterfront condo
  • Request condo milestone/SIRS reports and reserve study funding status
  • Verify roof age; 1985 unit likely needs 4-point + wind-mitigation inspections
  • Review HOA docs: rental restrictions, lease transfer rules, special assessments pending
  • Confirm HVAC/appliance warranty coverage and installation dates
  • Check plumbing type (polybutylene common in 1985 builds) and service history

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,012/mo
Property tax (1.1% eff., St. Johns Co.)$179/mo
Homeowners insurance (est.)$292/mo
HOA$401/mo
All-in monthly (est.)$1,884/mo

Loan $156,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PONTE VEDRA CLUB REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Aug 23, 2026, 1:22 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.