Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$540,000

1555 SURREY GLEN Cove, Middleburg, FL 32068, Middleburg, FL 32068

Foxmeadow

Price
$540,000
Beds / Baths
3 / 2
Living area
2,274 sqft
Year built
1978
Type
Residential
Lot
1.39 ac
Garage
2
HOA
$40/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
61
Elementary
Tynes
Middle
Wilkinson
High school
Ridgeview

$237/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 31% above the area's closed prices. Condition and lot vary; that's what a showing is for.

This exceptional 3-bedroom, 2-bath home in the highly sought-after Foxmeadow community offers 2,272 sf of beautifully maintained living space on a picturesque approx. 1.4-acre lot. Immaculate inside and out, this move-in-ready home offers comfort and thoughtful upgrades throughout. A welcoming sunroom with its own mini-split system provides the perfect space to relax year-round, while gleaming hardwood floors add warmth and elegance. The beautifully updated kitchen, renovated in 2016, features custom cabinetry and updated countertops, creating a stylish and functional heart of the home. The fenced yard includes a sprinkler system, greenhouse with water access, charming gazebo, lush gardens, and meticulously maintained landscaping. Additional highlights include two septic systems with newer drain fields, an RV/boat shed, and plenty of room to enjoy your slice of paradise. From the moment you walk through the front door, you'll feel right at home. Whether you're hosting family and friends or enjoying a quiet evening in your own private retreat, this property offers the perfect balance of elegance, comfort, and tranquility. Located in desirable Foxmeadow Equestrian Estates, you'll enjoy convenient access to Jennings State Forest, St. Vincent's, shopping, major roadways, and more. Best of all, the HOA is voluntary.

What to check on this one

  • Verify roof age and condition; 48-year-old home may need insurance inspection
  • Obtain 4-point inspection and wind-mitigation report for insurer approval
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE
  • Request septic system inspection records for both drain fields; verify maintenance history
  • Review Foxmeadow HOA docs: bylaws, financials, reserve status, rental restrictions
  • Verify kitchen renovation scope (2016): permits pulled, all systems updated to code

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,802/mo
Property tax (1.1% eff., Clay Co.)$495/mo
Homeowners insurance (est.)$315/mo
HOA$40/mo
All-in monthly (est.)$3,652/mo

Loan $432,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 29, 2026, 7:21 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.