Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$484,000

317 CRAFTON Circle, St. Johns, FL 32259

Watersong At Rivertown

Price
$484,000
Beds / Baths
3 / 3
Living area
2,102 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
$211/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
61

$230/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 4% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Lot 40 -The Martinique offers contemporary style with a layout that blends open gathering areas and thoughtfully placed rooms. The kitchen--with its walk-in pantry--flows into the dining area and Great Room for easy daily living and effortless entertaining. Enjoy a quiet meal, relax in the Great Room, or step onto the lanai for Florida's indoor-outdoor lifestyle. A dedicated study provides a private space for work or creativity, while Bath 3 features a shower for added convenience. The rear primary suite is a peaceful retreat with quick lanai access. Located in WATERSONG, RiverTown's gated 55+ community, residents enjoy trails, lakes, parks, the St. Johns River, and resort-style amenities including fitness classes, food trucks, wine nights, trivia, bunco, nature walks, and more

What to check on this one

  • Verify exact flood zone designation and elevation certificate requirement with county.
  • Confirm CDD bond payoff amount and remaining assessment term.
  • Review HOA governing documents, including 55+ age restrictions and rental prohibition rules.
  • Inspect new construction warranty coverage and builder completion timeline.
  • Confirm homeowners insurance availability and rates for this zip code.
  • Verify property survey and setback compliance before closing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,511/mo
Property tax (1.1% eff., St. Johns Co.)$444/mo
Homeowners insurance (est.)$292/mo
HOA$211/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,625/mo

Loan $387,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MATTAMY REAL ESTATE SERVICES. Data via realMLS (Northeast Florida MLS), updated Aug 14, 2026, 3:01 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.