Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$404,490

3473 KINDLEWOOD Drive, Middleburg, FL 32068

Double Branch

Price
$404,490
Beds / Baths
4 / 3
Living area
2,139 sqft
Year built
2026
Type
Residential
Lot
0.15 ac
Garage
2
HOA
$58/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
49
Elementary
Tynes
Middle
Oakleaf Jr High
High school
Ridgeview

Discover the highly sought-after Mystique floor plan, featuring inviting coastal-style curb appeal. Inside, a bright and airy open layout unfolds with 4 spacious bedrooms, 3 full baths, and a 2-car garage designed for comfortable everyday living. The gourmet kitchen serves as the true centerpiece, showcasing a full Whirlpool appliance package with cooktop and wood hood, oven and microwave tower, dishwasher, and refrigerator. Additional finishes include stylish quartz countertops, 42-inch white cabinetry, a poetic light grey tile backsplash, and a large island perfect for entertaining or casual dining. Durable luxury vinyl plank flooring extends throughout the main living areas, flowing into an expanded gathering room and out to a covered lanai--ideal for seamless indoor-outdoor living year-round. Additional highlights include 8-foot interior doors, Smart Home package, washer and dryer, blinds, upgraded bathrooms, and more. This home is ready for you!

What to check on this one

  • Verify final flood zone designation and elevation certificate requirement for this address.
  • Confirm HOA $58/mo covers what services; request governing documents and reserve funding status.
  • Inspect new construction warranty details, builder liens, and certificate of occupancy status.
  • Review Smart Home package specifics—what systems, compatibility, transferability to next owner.
  • Verify waterfront lot restrictions, easements, and any HOA architectural/modification rules.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,099/mo
Property tax (1.1% eff., Clay Co.)$371/mo
Homeowners insurance (est.)$292/mo
HOA$58/mo
All-in monthly (est.)$2,820/mo

Loan $323,592 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PULTE REALTY OF NORTH FLORIDA, LLC.. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 1:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.