Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,695,000

10 10TH Street G42, Atlantic Beach, FL 32233, Atlantic Beach, FL 32233

The Cloister

Price
$1,695,000
Beds / Baths
3 / 2
Living area
1,654 sqft
Year built
1975
Type
Condo
Lot
Garage
1
HOA
$1,183/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
61
Elementary
Atlantic Beach
Middle
Fletcher Jr High
High school
Duncan Fletcher

$1025/sqft asking, vs a $286/sqft median across 70 closed sales in 32233 over the last 12 months — 258% above the area's closed prices. Condition and lot vary; that's what a showing is for.

STEPS FROM THE OCEAN! Experience the ultimate beach lifestyle with this Cloister gem, your perfect coastal condo or vacation retreat! Nestled in Atlantic Beach, imagine waking up to the sound of the waves & enjoying a leisurely stroll to the ocean, just steps away. The vibrant Beaches Town Center is less than 1 mile & within walking distance, offering a lively mix of shops, yoga, fine dining, coffee bars and nightly entertainment. This well-maintained condo boasts spacious living areas designed for entertaining & comfort. The enclosed lanai offers an abundance of outdoor living space to watch the sunrises or sunsets. With a spacious primary bedroom & 2 guest bedrooms, residents will enjoy privacy. Luxury features throughout such as hardwood flooring, high-end cabinets & appliances and 2 skylights that fill the condo with plenty of light. Also included is a 1-car garage convenient for additional storage. The Cloister includes a gated entry, private beach access & a community pool. Included is a 1-car garage convenient for additional storage. Embrace the feeling of being on vacation every day in this idyllic coastal condo!

What to check on this one

  • Verify condo milestone/SIRS report status—51-year-old building requires current reserve study.
  • Request flood zone letter; confirm elevation certificate if in AE/VE zone.
  • Obtain full HOA docs: CC&Rs, rental restrictions, special assessments, reserve funding.
  • 4-point inspection mandatory—1975 roof, plumbing, electrical, HVAC condition critical for insurance.
  • Confirm roof age and last replacement; verify wind-mitigation cert eligibility.
  • Review HOA meeting minutes last 2 years for major repairs or pending issues.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$8,795/mo
Property tax (1.1% eff., Duval Co.)$1,554/mo
Homeowners insurance (est.)$989/mo
HOA$1,183/mo
All-in monthly (est.)$12,521/mo

Loan $1,356,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COMPASS FLORIDA LLC. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 1:29 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.