Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$180,000

0000 LADY BUG Lane, Melrose, FL 32666, Melrose, FL 32666

Melrose

Price
$180,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
10 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
61

Escape to your own private slice of Old Florida on this beautiful 10 acre high and dry lot tucked away on Lady Bug Lane in Melrose. Surrounded by larger acreage parcels, native woods, and open farmland, this property offers the rare combination of true seclusion without sacrificing convenience. Untouched natural beauty creates a breathtaking setting filled with wildlife and peaceful country living. Whether your vision is a custom cabin in the woods, mini-farm, or weekend retreat, this property gives you the freedom to build the lifestyle you want. All this yet just 5 minutes from Twin Lakes Park and less than 20 minutes from numerous lakes, boating, fishing, parks, and outdoor recreation options. If you've been searching for space, freedom, and the opportunity to enjoy country living the way it was meant to be, this is it!

What to check on this one

  • Confirm actual flood zone designation with FEMA flood map and county appraiser.
  • Verify septic system feasibility—clay county soils, perk test, well water availability.
  • Obtain survey; confirm lot lines, easements, and buildable acreage.
  • Check Clay County zoning, setback requirements, and permitted use for your build plan.
  • Verify road access status on Lady Bug Lane—public or private; maintenance responsibility.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$934/mo
Property tax (1.1% eff., Clay Co.)$165/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,391/mo

Loan $144,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EPIQUE REALTY, INC. Data via realMLS (Northeast Florida MLS), updated Aug 4, 2026, 10:26 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.