$185,000
695 A1A N 54, Ponte Vedra Beach, FL 32082, Ponte Vedra Beach, FL 32082
The Fountains Of Ponte Vedra Condos
- Price
- $185,000
- Beds / Baths
- 2 / 2
- Living area
- 1,260 sqft
- Year built
- 1974
- Type
- Condo
- Lot
- —
- Garage
- 0
- HOA
- $612/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 61
$147/sqft asking, vs a $282/sqft median across 352 closed sales in 32082 over the last 12 months — 48% below the area's closed prices. Priced 48% below area comps; comparable homes typically sell for $282/sf versus this property's $147/sf—ask listing agent why the significant discount despite recent updates and turnkey condition.
Live the Ponte Vedra Beach lifestyle in this turnkey 2BR/2BA condo with every major update already done. Upgraded kitchen features granite countertops and a full stainless steel appliance package. Tile throughout the main level, luxury vinyl plank upstairs no carpet anywhere. HVAC 2022. Water heater 2024. Private storage shed out back (rare). The HOA covers your building's master insurance policy, pool, tennis courts, basketball court, playground, professional landscaping, pest/termite treatment, and exterior maintenance managed by FirstService Residential. Your only insurance need is an interior HO-6 policy which is significantly reduced cost. East of A1A, short bike ride to the beach, wooded backdrop for privacy. Primary residence, beach retreat, or investment this one is ready now!
What to check on this one
- Request condo milestone inspection report and SIRS (required for buildings 30+ years old in Florida).
- Obtain last 3 years HOA meeting minutes, reserve study, and any special assessments pending.
- Verify flood zone designation and obtain elevation certificate if in AE or VE.
- Confirm HO-6 insurance quotes and whether roof/HVAC updates lower premiums.
- Review condo declaration for rental restrictions if investment property intended.
- Ask listing for FirstService Residential contact to verify all master policy coverages and deductibles.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $148,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 23, 2026, 3:34 PM.
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