Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$249,000

2009 CATHERINE Lane, Middleburg, FL 32068

Duck Pond

Price
$249,000
Beds / Baths
4 / 3
Living area
1,560 sqft
Year built
1994
Type
Residential
Lot
1.25 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
61

$160/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 12% below the area's closed prices. Condition and lot vary; that's what a showing is for.

This beautifully renovated 4-bedroom, 2.5-bath manufactured home has been completely updated from top to bottom. Features include a brand-new kitchen with new cabinets, countertops, and stainless steel appliances, fully remodeled bathrooms, new flooring, fresh interior and exterior paint, new tie-downs, a 2026 roof, 2026 A/C, and a 2026 water heater. Situated on 1.25 cleared acres, this home also offers a cozy fireplace and plenty of room to enjoy country living with modern updates. The well and septic have been pre-inspected for added peace of mind. Second-Set Manufactured Home: This home has been moved from its original location and reinstalled on the current property. Financing options include Cash, VA, or select non-traditional Conventional loans only. No FHA financing. Reach out if you need a lender who does these types of loans.

What this home really costs per month

Principal & interest$1,292/mo
Property tax (1.1% eff., Clay Co.)$228/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,812/mo

Loan $199,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EXIT INSPIRED REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 3:20 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.