Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$460,000

18909 NW STATE ROAD 16, Starke, FL 32091

Metes & Bounds

Price
$460,000
Beds / Baths
3 / 2
Living area
2,121 sqft
Year built
1965
Type
Residential
Lot
5.33 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Bradford
Days on market
63
Elementary
Bradford
Middle
Bradford
High school
Bradford

$217/sqft asking, vs a $178/sqft median across 122 closed sales in 32091 over the last 12 months — 22% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Beautifully well maintained home on about 5.33 acres with well manicured yard featuring pecan trees, rose bushes, crepe myrtles & even a palm tree.The stocked fish pond makes a perfect spot to relax & do some fishing.The yard is fenced & is gated.Circular driveway & walkway.There is a 2 car garage with laundry hook-up.The inside features 3 bedrooms & 2 baths with hardwood & tile floors.The sunroom off of the dining area is a nice area to relax & enjoy the birds.The large livingroom offers ample space for lots of family.If you prefer a more quiet space then the den would be for you.The concrete block building could be used for a workshop.Easy commute to Lake City, Lakr Butler, Gaionesville & Jacksonville,.

What to check on this one

  • Verify roof age and get 4-point inspection — home is 61 years old
  • Confirm well & septic system service records and current condition
  • Check flood zone designation with FEMA map; get elevation certificate if needed
  • Inspect plumbing era for polybutylene/cast-iron; request inspection report
  • Verify workshop building permits and zoning compliance for current use

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,387/mo
Property tax (1.1% eff., Bradford Co.)$422/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$3,101/mo

Loan $368,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CW REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 18, 2026, 4:22 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.