Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$289,990

3770 CAIRO Way, Middleburg, FL 32068, Middleburg, FL 32068

District at Oakleaf Village

Price
$289,990
Beds / Baths
3 / 3
Living area
1,598 sqft
Year built
2026
Type
Townhouse
Lot
0.04 ac
Garage
2
HOA
$150/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
62

$181/sqft asking, vs a $170/sqft median across 135 closed sales in 32068 over the last 12 months — 7% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Where style meets smart living, discover a new way to feel at home at the District at Oakleaf. Designed for the way you live today, these homes feature spray foam insulation and a Clean Air Home system for lasting comfort and efficiency. At the center, a spacious kitchen island flows effortlessly into the main living area--perfect for gathering, relaxing, and entertaining. Thoughtful finishes include Whirlpool stainless steel appliances, washer and dryer, blinds, quartz or granite countertops, and 42-inch upper cabinets. Stay connected with a smart home package offering front door camera, keyless entry, and thermostat control from your phone. Enjoy resort-style amenities including a cabana and pool (coming soon), play area, and a dog park. Ideally located near NAS Jax with easy access to Oakleaf Town Center for shopping, dining, and entertainment. No CDD fees.

What to check on this one

  • Verify flood zone designation and elevation certificate requirements for Middleburg location
  • Confirm HOA $150/mo covers what; review bylaws, rental restrictions, reserve study
  • Inspect spray foam insulation quality and Clean Air Home system documentation
  • Confirm builder warranty terms, smart home package coverage, and transfer eligibility
  • Verify pool/amenity completion timeline and any special assessments tied to them

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,505/mo
Property tax (1.1% eff., Clay Co.)$266/mo
Homeowners insurance (est.)$292/mo
HOA$150/mo
All-in monthly (est.)$2,213/mo

Loan $231,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MERITAGE HOMES OF FLORIDA REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 1:54 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.