Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$119,000

402 W 63RD Street, Jacksonville, FL 32208, Jacksonville, FL 32208

Panama Terrace

Price
$119,000
Beds / Baths
2 / 1
Living area
800 sqft
Year built
1940
Type
Residential
Lot
0.11 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
62

$149/sqft asking, vs a $116/sqft median across 744 closed sales in 32208 over the last 12 months — 28% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Step into the charm of Old Jacksonville with this beautifully maintained 1940 bungalow nestled on a spacious corner lot in an established residential neighborhood. This inviting 2-bedroom, 1-bath home offers approximately 800 sq. ft. of living space, plus enclosed front and back porches for added flexibility. The kitchen and bathroom have been tastefully updated within the last five years, blending modern finishes with the home's timeless character. A detached 1-car garage with full electricity and a private driveway provide excellent storage or workshop space. Major updates include a 5-year-old roof, water heater less than one year old, and a brand-new HVAC system to be installed before closing. Conveniently located with quick access to Downtown, major highways, shopping, dining, and Jacksonville International Airport, this home offers classic charm with today's comforts.

What to check on this one

  • Verify roof age independently; confirm 5-year-old installation with permit records.
  • Obtain flood zone designation from FEMA map; request elevation certificate if AE/VE.
  • Get pre-closing HVAC installation completion documentation and warranty details.
  • Inspect plumbing type (polybutylene/cast-iron risk given 1940 build year).
  • Confirm water heater warranty transfer; verify less-than-one-year claim.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$617/mo
Property tax (1.1% eff., Duval Co.)$109/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,018/mo

Loan $95,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Aug 7, 2026, 2:53 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.