Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$186,000

1526 W 22ND Street, Jacksonville, FL 32209, Jacksonville, FL 32209

Trout River

Price
$186,000
Beds / Baths
4 / 2
Living area
1,248 sqft
Year built
1952
Type
MultiFamily
Lot
0.08 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
39

Excellent investment opportunity! This recently renovated duplex is perfect for investors looking to add a cash-flowing property to their portfolio. The property features two separately metered units, providing convenience for both owners and tenants. The downstairs unit is currently tenant-occupied at $925/month, while the upstairs unit is vacant and was most recently rented for $1,062/month, offering immediate income with the opportunity to place a new tenant or owner-occupy one unit. Both units have been recently updated, and the HVAC system is approximately 11 years old. Conveniently located with easy access to major roadways, shopping, dining, and downtown Jacksonville.

What to check on this one

  • Verify flood zone designation and pull elevation certificate if in AE/VE zone.
  • Confirm roof age/condition—1952 build likely needs inspection for insurance eligibility.
  • Obtain 4-point inspection report; verify all systems meet current underwriting standards.
  • Confirm tenant lease terms, deposit amounts, and vacancy turnover timeline.
  • Review both units' separate utility metering and verify current tenant occupancy/lease.
  • Request HVAC maintenance records for 11-year-old system and remaining warranty.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$965/mo
Property tax (1.1% eff., Duval Co.)$171/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,428/mo

Loan $148,800 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FORGE REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 4, 2026, 3:55 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.