Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$20,000

104 BOWFIN Drive, Palatka, FL 32177, Palatka, FL 32177

St Johns Harbor

Price
$20,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.24 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
62

Canal Front leading to the St Johns River!! Nice spot for your vacation home or your new home.

What to check on this one

  • Verify flood zone designation and elevation via FEMA flood map + county appraiser.
  • Confirm St Johns River access rights and canal easement restrictions in deed.
  • Check septic feasibility and soil percolation test requirements with Putnam County.
  • Obtain survey to verify lot boundaries and waterfront setback compliance.
  • Verify utilities available (well, electric) and extension costs if needed.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$104/mo
Property tax (1.1% eff., Putnam Co.)$18/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$414/mo

Loan $16,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of DUCK REALTY INC. Data via realMLS (Northeast Florida MLS), updated Jul 1, 2026, 7:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.