Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$769,000

303 SAPLING Terrace, St. Johns, FL 32259

Bartram Ranch

Price
$769,000
Beds / Baths
3 / 3
Living area
2,524 sqft
Year built
2026
Type
Residential
Lot
Garage
3
HOA
$200/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
62
Elementary
Hickory Creek
Middle
Switzerland Point
High school
Bartram Trail

$305/sqft asking, vs a $222/sqft median across 2,269 closed sales in 32259 over the last 12 months — 37% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Ready for occupancy September 2026 is this Barnwell Farmhouse by Toll Brothers, ''Americas Luxury Builder''. The Barnwell has three bedrooms, three full baths, an office and a large open concept great room. The owners suite features a tray ceiling, a huge walk in closet that leads directly to the laundry room and a spa like bath with freestanding tub, walk in shower and his ankd hers vanities.This home has been beautifully appointed by our award winning design studio and features Kitchenaid appliances, stacked cabinets, engineered wood flooring, level 6 quartz tops and beautiful lighting fixtures.This home sits on a large homesite that backs up to dense woods and is located in the gated Homestead section of Bartram Ranch. Call today to schedule your private tour with one of our knowledgable on-site sales counselors today.

What to check on this one

  • Verify final flood zone designation and elevation certificate requirement before closing.
  • Confirm HOA $200/mo covers what; request full Homestead section CC&Rs and architectural rules.
  • Get builder's 10-year structural warranty details and homeowner insurance requirements in writing.
  • Inspect final grading, drainage, and lot survey before September 2026 occupancy.
  • Confirm all KitchenAid appliances, quartz, and finishes match design studio selections on signed agreement.
  • Review Toll Brothers construction timeline and any builder-driven inspection or walkthrough requirements pre-closing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,990/mo
Property tax (1.1% eff., St. Johns Co.)$705/mo
Homeowners insurance (est.)$449/mo
HOA$200/mo
All-in monthly (est.)$5,344/mo

Loan $615,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of JACKSONVILLE TBI REALTY, LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:46 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.