Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$289,900

42 APPLETON Court, St. Augustine, FL 32092, St. Augustine, FL 32092

Shearwater Townhomes

Price
$289,900
Beds / Baths
3 / 3
Living area
1,631 sqft
Year built
2021
Type
Townhouse
Lot
0.05 ac
Garage
1
HOA
$200/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
62

$178/sqft asking, vs a $196/sqft median across 364 closed sales in 32092 over the last 12 months — 10% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Come explore this two-story, interior townhome located within the Shearwater community. The first floor features: tile flooring throughout the living and dining areas, a half bath, and kitchen with island. The second floor includes three bedrooms, as well as the utility room. The property has a paver driveway that leads to a one car garage and there is a rear screened patio. The community has many amenities such as: multiple pools, a water slide, fitness center, kayak launch, walking and biking trails, parks, playground, and dog park. This property is eligible under the Freddie Mac First Look Initiative through 07/31/2026

What to check on this one

  • Verify actual flood zone designation and obtain elevation certificate if AE/VE.
  • Request CDD bond payoff amount and remaining assessment schedule.
  • Confirm HOA $200/mo covers what; review rental restriction rules.
  • Get roof inspection; confirm 2021 build date and any warranty transferability.
  • Verify short-term rental eligibility under Shearwater CC&Rs.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,504/mo
Property tax (1.1% eff., St. Johns Co.)$266/mo
Homeowners insurance (est.)$292/mo
HOA$200/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,429/mo

Loan $231,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CORE REALTY, LLC. Data via realMLS (Northeast Florida MLS), updated Aug 17, 2026, 11:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.