$265,000
104 OAKDALE Drive, Palatka, FL 32177, Palatka, FL 32177
Country Club Heights
- Price
- $265,000
- Beds / Baths
- 4 / 3
- Living area
- 1,826 sqft
- Year built
- 1963
- Type
- Residential
- Lot
- 0.18 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 62
$145/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 11% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Roof 2024 Water heater 2024 Plumning 2022 Gutters lifetime warranty installed 2023 Spacious and versatile 4BR/3BA concrete block home Separate entrance to possible extra bedroom/rental income. This well-designed property features a split-bedroom layout, tile flooring throughout most of the home, and a flexible bonus room that could serve as a home office, guest suite, nursery, or multi-generational living space. The functional floor plan provides plenty of room for everyday living and entertaining. Step outside to a fully fenced backyard with a large storage shed, perfect for tools, hobbies, or extra storage. Conveniently located near shopping, schools, medical facilities, and everything Palatka has to offer. Whether you're looking for extra space for family, guests, or work-from-home needs, this property offers endless possibilities. Don't miss your opportunity to make it your own! Some Photos are virtually staged
What to check on this one
- Verify actual flood zone via FEMA map; request elevation certificate if AE/VE.
- Confirm roof installation date and warranty details; get contractor contact.
- Review 2022 plumbing work scope; check for polybutylene or cast-iron replaced.
- Inspect water heater 2024 install paperwork and manufacturer warranty.
- Confirm separate entrance bedroom qualifies for legal rental under Putnam County.
- Request 4-point inspection for 1963 home; verify insurer will quote.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $212,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of IHEART REALTY INC. Data via realMLS (Northeast Florida MLS), updated Jul 22, 2026, 11:54 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.