Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$499,900

161 FLINTLOCK Lane, St. Johns, FL 32095

Bannon Lakes

Price
$499,900
Beds / Baths
5 / 3
Living area
2,296 sqft
Year built
2026
Type
Residential
Lot
0.17 ac
Garage
2
HOA
$54/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
31

Explore the all-new Symphony floor plan, an open-concept home offering 5 bedrooms, 3 bathrooms, and an extended 2-car garage. The gourmet kitchen showcases quartz countertops, white cabinetry, a Tender Gray subway tile backsplash, a spacious center island, and a Whirlpool appliance package with a wood hood, gas cooktop, microwave and oven tower, dishwasher, and refrigerator. Luxury Vinyl Plank flooring spans the main living areas, while the tray-ceiling gathering room opens to the covered lanai for easy indoor-outdoor entertaining. Additional highlights include a Smart Home Package, 8-foot interior doors, upgraded bathrooms, a gas line stub, and designer finishes throughout. Residents enjoy an impressive 4,000-square-foot amenity center with a fitness facility, resort-style pool, playground, tennis and pickleball courts, scenic walking trails, and two dog parks. Schedule your private tour today!

What to check on this one

  • Verify exact flood zone designation and elevation certificate requirement with seller/builder
  • Confirm CDD bond payoff amount and remaining assessment term before closing
  • Request builder's warranty details and Smart Home Package system documentation
  • Review HOA covenants for rental restrictions and short-term-rental eligibility
  • Confirm all Whirlpool appliances included and warranty coverage at closing

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,594/mo
Property tax (1.1% eff., St. Johns Co.)$458/mo
Homeowners insurance (est.)$292/mo
HOA$54/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,565/mo

Loan $399,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PULTE REALTY OF NORTH FLORIDA, LLC.. Data via realMLS (Northeast Florida MLS), updated Aug 12, 2026, 6:28 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.