Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$341,500

2856 SUTTON ESTATES Circle S, Jacksonville, FL 32223, Jacksonville, FL 32223

Sutton Grove

Price
$341,500
Beds / Baths
3 / 2
Living area
1,405 sqft
Year built
1994
Type
Residential
Lot
0.12 ac
Garage
2
HOA
$29/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
62
Elementary
Loretto
Middle
Mandarin
High school
Mandarin

$243/sqft asking, vs a $210/sqft median across 649 closed sales in 32223 over the last 12 months — 16% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome home to this charming 3-bed, 2-bath residence offering 1,405 sq ft of comfortable, well-designed living space. Built in 1994, this thoughtfully laid-out home features inviting interiors perfect for everyday living and easy entertaining. Located in a desirable, established neighborhood, you'll enjoy being just minutes from schools, shopping, restaurants, and essential amenities. Ideal for first-time buyers, downsizers, or investors seeking a solid opportunity, this home blends comfort, convenience, and location. WDO repairs have already been completed, giving you peace of mind and a smooth move-in experience. Don't miss your chance to own in one of the area's most popular communities.

What to check on this one

  • Verify actual flood zone via FEMA map—unknown status needs clarity before underwriting
  • Get roof inspection report; 1994 build may face insurer age limits soon
  • Confirm polybutylene plumbing absent; 1994 construction at risk for failures
  • Request 4-point inspection to satisfy lender and insurer requirements
  • Obtain WDO repair documentation and any remaining warranty details
  • Verify HOA $29/mo covers what; confirm no special assessments pending

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,772/mo
Property tax (1.1% eff., Duval Co.)$313/mo
Homeowners insurance (est.)$292/mo
HOA$29/mo
All-in monthly (est.)$2,406/mo

Loan $273,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 6:40 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.