Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$494,500

372 BLIND OAK Circle, St. Augustine, FL 32095

Bannon Lakes

Price
$494,500
Beds / Baths
5 / 3
Living area
2,296 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
$54/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
50

$215/sqft asking, vs a $206/sqft median across 1,018 closed sales in 32095 over the last 12 months — 5% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Discover the new Symphony floor plan, featuring an open-concept layout with 5 bedrooms, 3 bathrooms, and a 2-car garage. The gourmet kitchen features quartz countertops, white cabinetry, a Flow White tile backsplash, oversized island, and Whirlpool appliances, including a wood hood, gas cooktop, microwave and oven tower, dishwasher, and refrigerator. Luxury Vinyl Plank flooring extends through the main living spaces and Flex Room. The tray-ceiling gathering room leads to a covered lanai, creating an ideal setting for indoor-outdoor living. Other upgrades include a Smart Home Package, 8-foot doors, heavy glass shower door in the owner's bathroom, Matte Black Hardware, and stylish designer finishes. Community amenities include a 4,000-square-foot center with fitness facility, resort-style pool, playground, tennis and pickleball courts, walking trails, and two dog parks.

What to check on this one

  • Confirm final flood zone designation and elevation certificate requirement for St. Johns County.
  • Verify CDD bond payoff amount and remaining assessment term before closing.
  • Request builder warranty details, Smart Home Package support, and appliance coverage terms.
  • Confirm HOA $54/mo covers what; clarify if CDD fees separate and total annual obligation.
  • Review builder timeline, occupancy date, and any incentives or upgrade allowances included.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,566/mo
Property tax (1.1% eff., St. Johns Co.)$453/mo
Homeowners insurance (est.)$292/mo
HOA$54/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,532/mo

Loan $395,600 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PULTE REALTY OF NORTH FLORIDA, LLC.. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 2:17 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.