Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$389,000

314 BLIND OAK Circle, St. Johns, FL 32095

Bannon Lakes

Price
$389,000
Beds / Baths
4 / 2
Living area
1,510 sqft
Year built
2026
Type
Residential
Lot
0.15 ac
Garage
2
HOA
$54/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
47

Welcome to the Drayton, a thoughtfully crafted open-concept home featuring timeless Craftsman-style architecture and modern finishes throughout. This spacious floor plan offers 4 bedrooms, 2 full bathrooms, and a 2-car garage. Luxury vinyl plank flooring flows throughout the main living areas, connecting the expansive gathering room to the covered lanai. The stylish kitchen showcases quartz countertops, a full Whirlpool appliance package, white cabinetry, a Flow White tile backsplash, and a large center island. Additional highlights include a Smart Home Package, upgraded 8-foot interior doors, enhanced bathrooms, and designer finishes throughout. Residents also enjoy access to a premier 4,000-square-foot amenity center with a resort-style pool, state-of-the-art fitness center, playground, tennis and pickleball courts, scenic walking trails, and two dog parks. Contact us today to schedule your private tour!

What to check on this one

  • Verify CDD bond payoff amount and annual assessment breakdown.
  • Confirm flood zone designation and obtain elevation certificate if required.
  • Request builder warranty details and transferability to second owner.
  • Review HOA covenants, CDD amenity maintenance obligations, and pool/facility rules.
  • Inspect Smart Home Package specifics: brands, warranties, and app compatibility.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,018/mo
Property tax (1.1% eff., St. Johns Co.)$357/mo
Homeowners insurance (est.)$292/mo
HOA$54/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,888/mo

Loan $311,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PULTE REALTY OF NORTH FLORIDA, LLC.. Data via realMLS (Northeast Florida MLS), updated Aug 18, 2026, 1:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.