$359,900
1009 CALHOUN Street, Fernandina Beach, FL 32034
City Of Fernandina Beach
- Price
- $359,900
- Beds / Baths
- 2 / 1
- Living area
- 816 sqft
- Year built
- 1961
- Type
- Residential
- Lot
- 0.11 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 48
- Elementary
- Emma Love Hardee
- Middle
- Fernandina Beach
- High school
- Fernandina Beach
Move-in ready cottage available at 1009 Calhoun Street, just a short stroll to downtown Historic Fernandina Beach and the white sandy beaches on Amelia Island. This 2 bedroom, 1 bath home has a fully fenced yard, a low maintenance gravel parking area, fruit trees & a relaxing front porch. Perfect for a personal home, rental, or a vacation home that is close to everything that makes Amelia Island a popular destination! Professional pictures coming soon.
What to check on this one
- Verify exact flood zone designation and obtain elevation certificate if in AE/VE.
- Get roof inspection report—1961 home likely needs replacement soon; check insurance eligibility.
- Confirm 4-point inspection and wind-mitigation inspection completed; required for older homes.
- Review plumbing material (polybutylene/cast-iron common in 1961); assess replacement cost risk.
- Verify short-term rental eligibility with Fernandina Beach code; confirm no local restrictions.
- Order home inspection; prioritize foundation, HVAC age, and electrical system condition assessment.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $287,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of SUMMER HOUSE REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 18, 2026, 11:15 PM.
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