$599,900
28 COBIA Street, Ponte Vedra Beach, FL 32082
Dolphin Cove
- Price
- $599,900
- Beds / Baths
- 3 / 2
- Living area
- 1,477 sqft
- Year built
- 1979
- Type
- Residential
- Lot
- 0.23 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 62
- Elementary
- Ponte Vedra Rawlings
- Middle
- Alice B. Landrum
- High school
- Ponte Vedra
BIG PRICE REDUCTION for this completely remodeled and redesigned Ponte Vedra Beach home situated on an oversized cul-de-sac lot with a spacious backyard. This move-in ready home blends thoughtful updates, modern finishes, and functional living spaces throughout. The beautifully updated kitchen is the centerpiece of the home and features a large island with breakfast bar seating, American Woodmark solid wood cabinetry, quartz countertops, Samsung stainless steel appliances, wall-mounted double ovens, stylish vent hood, and designer tile backsplash. A separate butler's pantry offers additional prep and storage space with butcher block countertops and matching tile accents. Enjoy peace of mind with major recent improvements including a 2025 Carrier HVAC system, new windows (2025), new exterior doors (2026), 2019 architectural shingle roof, and 2023 Rheem water heater. Interior upgrades include updated tiled bathrooms, fresh interior paint, recessed lighting throughout, new baseboard moulding, ceiling fans throughout, and durable tile flooring throughout the entire home. A separate laundry room adds everyday convenience. Outside, the brick exterior, paver driveway with expanded parking, and backyard paver patio with fire-pit create excellent curb appeal and outdoor entertaining space. Neighborhood amenities include a beautiful 4-acre community park being renovated to feature pickleball courts, skate park, walking paths, basketball court, dog park, and pavilion with restrooms. No HOA! Highly sought after St Johns school system. Conveniently located near Ponte Vedra Beach shopping, dining, schools, and area beaches. CHECK OUT the MATTERPORT 3D TOUR - with or without furniture!
What to check on this one
- Verify roof condition & insurer acceptance—2019 shingles may trigger non-renewal at some carriers.
- Obtain flood zone determination & elevation certificate from St. Johns County appraiser.
- Confirm 2025 HVAC & windows have transferable warranties; collect all documentation.
- Order 4-point inspection to document roof, HVAC, plumbing, electrical for insurability.
- Verify permit compliance on all 2023–2026 renovations with St. Johns County.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $479,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of O'MALLEY REAL ESTATE INC. Data via realMLS (Northeast Florida MLS), updated Aug 23, 2026, 7:27 PM.
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