Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$625,000

1246 ORANGE BRANCH Trail, St. Johns, FL 32259, St. Johns, FL 32259

Rivertown

Price
$625,000
Beds / Baths
3 / 3
Living area
2,664 sqft
Year built
2020
Type
Residential
Lot
0.16 ac
Garage
3
HOA
$4/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
48

$235/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 6% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to RiverTown living at its best! This charming 3BR/2.5BA home features a desirable back-alley plan with a 3-car garage and extra-long driveway. The welcoming front porch and upstairs balcony overlook a peaceful wooded preserve, offering beautiful privacy. Inside, the bright open-concept layout includes a modern kitchen with quartz countertops, stainless steel appliances, and a gas stove. A versatile first-floor flex room with French doors provides the perfect space for a home office, study, or playroom. Upstairs, a spacious loft opens to the covered balcony for an additional retreat. The private backyard is ideal for relaxing or entertaining. Located near RiverTown's resort-style amenities--pools, lazy river, fitness center, dog parks, playgrounds, sports courts, and scenic riverfront trails.

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Request CDD bond payoff amount and verify annual assessment schedule.
  • Verify roof age/warranty; confirm insurer will cover at 6 years old.
  • Review HOA docs for rental restrictions on first-floor flex room use.
  • Inspect gas line and stove installation; confirm permits on file.
  • Confirm builder warranty remaining and transfer eligibility to new owner.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,243/mo
Property tax (1.1% eff., St. Johns Co.)$573/mo
Homeowners insurance (est.)$365/mo
HOA$4/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,352/mo

Loan $500,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 6:40 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.