Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$285,000

12965 DUVAL LAKE Road, Jacksonville, FL 32218

John Broward Grant

Price
$285,000
Beds / Baths
3 / 2
Living area
1,344 sqft
Year built
2021
Type
Residential
Lot
0.68 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
5

Welcome to this beautifully maintained North Jacksonville retreat, offering privacy, space, and thoughtful upgrades. A solar-powered gate opens to a fully fenced yard with a detached two-car garage and dedicated RV parking. Inside, the home features a bright, inviting living area, clean finishes, and a functional layout perfect for everyday comfort. Outside, mature trees frame the property, creating a peaceful backdrop for outdoor living, storage, or hobbies. With its quiet setting, ample parking, and secure gated entry, this Duval Lake property delivers the ideal blend of country charm and practical convenience--just minutes from shopping, major roadways, and city amenities. All mechanics & roof are 5 years old. Septic was pumped in May 2026. Includes a whole house water filtration system & water softener.

What to check on this one

  • Verify flood zone designation and elevation certificate with Duval County Property Appraiser.
  • Confirm septic system inspection report and tank capacity; request pumping/maintenance records.
  • Obtain roof inspection report and confirm all materials/warranty details from builder.
  • Review whole house water filtration and softener maintenance schedules and warranty terms.
  • Verify solar-powered gate system functionality, warranty, and any electrical permits filed.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,479/mo
Property tax (1.1% eff., Duval Co.)$261/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,032/mo

Loan $228,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 8, 2026, 2:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.