Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,299,000

1955 N CENTRAL Avenue, Flagler Beach, FL 32136, Flagler Beach, FL 32136

Sunrise

Price
$1,299,000
Beds / Baths
4 / 3
Living area
3,572 sqft
Year built
2006
Type
Residential
Lot
0.34 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Flagler
Days on market
63

$364/sqft asking, vs a $211/sqft median across 67 closed sales in 32136 over the last 12 months — 73% above the area's closed prices. Condition and lot vary; that's what a showing is for.

OCEAN VIEWS - Step into a lifestyle defined by Atlantic Ocean vistas - this three-story coastal sanctuary blends classic Florida charm with modern luxury. Just a two-minute walk from the beach, allowing you to literally watch the Atlantic Ocean from your upstairs living spaces and expansive porches. The property showcases breathtaking double views with stunning panoramas of both the Atlantic Ocean sunrise and the Intracoastal Waterway sunset. Designed to embrace the elements, it boasts over 1,700 square feet of outdoor balconies and patios spanning all three floors, ensuring an unmatched outdoor living experience. For ultimate peace of mind, the home features hurricane-impact windows and doors, commercial-grade rolldown storm shutters on east-facing exterior doors, a durable metal roof (2017), X Flood zone and a whole-house generator. Vehicle and toy storage are equally impressive, offering a two-car garage finished with premium Shark Coatings alongside a dedicated golf cart garage.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for this coastal property.
  • Confirm roof condition; metal roof installed 2017—document any warranty remaining.
  • Get 4-point inspection (roof, HVAC, plumbing, electrical) for insurer underwriting.
  • Verify wind-mitigation credit eligibility: impact windows, storm shutters, roof age/type.
  • Request homeowner's insurance quotes; coastal location and age may affect premiums.
  • Inspect whole-house generator maintenance records and fuel system condition.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$6,740/mo
Property tax (1.1% eff., Flagler Co.)$1,191/mo
Homeowners insurance (est.)$758/mo
All-in monthly (est.)$8,689/mo

Loan $1,039,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COASTAL GATEWAY REAL ESTATE GROUP. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:46 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.