$1,374,000
20 PORTO MAR 202, Palm Coast, FL 32137
Hammock Dunes
- Price
- $1,374,000
- Beds / Baths
- 2 / 3
- Living area
- 0 sqft
- Year built
- 2004
- Type
- Condo
- Lot
- 0.77 ac
- Garage
- 1
- HOA
- $1,333/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- Flagler
- Days on market
- 63
- Elementary
- Belle Terre
- Middle
- Buddy Taylor
- High school
- Matanzas
''UNIQUE OPPORTUNITY! Rarely available totally renovated ocean front 2 bedroom condominium for immediate occupancy without the hassle and expense of contractors and subs. Decorate and furnish the way you desire and then move right in to begin enjoying beachfront living.''
What to check on this one
- Verify condo milestone/SIRS reports — 22-year-old building requires recent structural review.
- Confirm HOA $1333/mo covers what; request 12-month financials and reserve fund status.
- Get CDD bond payoff amount and remaining years on assessment.
- Obtain 4-point inspection due to age; confirm roof year and insurer willingness.
- Verify waterfront elevation certificate and flood insurance requirement/cost.
- Review condo docs for rental restrictions and lease-transfer rules if relevant.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $1,099,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COASTAL GATEWAY REAL ESTATE GROUP. Data via realMLS (Northeast Florida MLS), updated Aug 12, 2026, 7:14 PM.
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