Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$550,295

578 FOAL RIDGE Drive, St. Augustine, FL 32092

Terra Pines South

Price
$550,295
Beds / Baths
4 / 3
Living area
2,550 sqft
Year built
2026
Type
Residential
Lot
0.24 ac
Garage
3
HOA
$65/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
0
Elementary
Mill Creek Academy
Middle
Mill Creek Academy
High school
St. Augustine

Quick Move-in! New construction without the wait. One of the last opportunities to own new in Terra Pines. NO CDD. Near St. Augustine Beach. This Sandalwood oversized homesite backing to private wooded preserve is a beautifully crafted one-story home spans 2,551 sq. ft. and features 4 bed, 3 full bath, and a private enclosed study, perfect for today's lifestyle needs. The open-concept design highlights an upgraded gourmet kitchen ideal for entertaining. Unwind in the spacious Owner's Suite featuring tray ceiling, spacious walk-in closet, and large walk-in shower. This home offers comfort, convenience, and a premium settings. WIFI-enabled garage opener and Ecobee thermostat. PRICES SUBJECT TO CHANGE. **Closing cost assistance is available with use of Builder's affiliated lender**. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.

What to check on this one

  • Verify actual home completion date and builder warranty coverage details
  • Confirm final flood zone designation and obtain elevation certificate if in AE/VE
  • Review HOA docs for rental restrictions and any future fee increases planned
  • Request actual home photos—listing shows stock images only
  • Clarify closing cost assistance terms, lender tie-in, and rate lock options

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,855/mo
Property tax (1.1% eff., St. Johns Co.)$504/mo
Homeowners insurance (est.)$321/mo
HOA$65/mo
All-in monthly (est.)$3,745/mo

Loan $440,236 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MALTBIE REALTY GROUP. Data via realMLS (Northeast Florida MLS), updated Jul 14, 2026, 6:06 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.