$661,000
397 OAKMOSS Drive, St. Johns, FL 32259
Rivertown Shores
- Price
- $661,000
- Beds / Baths
- 3 / 3
- Living area
- 2,046 sqft
- Year built
- 2025
- Type
- Townhouse
- Lot
- 0.07 ac
- Garage
- 2
- HOA
- $315/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 15
- Elementary
- Hallowes Cove Academy
- Middle
- Hallowes Cove Academy
- High school
- Bartram Trail
Experience exceptional waterfront living in this Toll Brothers new construction home, nestled in one of Rivertown's most highly sought-after neighborhoods. Set directly along the river, this residence offers breathtaking, panoramic views. An inviting front porch and stunning two-story foyer welcome you inside, opening to views of the casual dining area and expansive two-story great room, seamlessly connecting to a covered lanai perfect for enjoying the tranquil surroundings. The modern yet gourmet kitchen features high end appliances, a sizable pantry, a center island with breakfast bar, and loads of cabinets. Privately located off the great room, the primary suite boasts a spacious walk-in closet and a luxurious bath with dual vanities and a glass-enclosed shower. Secondary bedrooms are generously sized, while additional highlights include a loft, a tucked-away flex room, a main-level laundry room, powder bath, and a 2-car garage.
What to check on this one
- Confirm exact flood zone designation and obtain elevation certificate for this riverfront lot
- Review CDD bond payoff amount and remaining assessment timeline
- Verify HOA architectural guidelines and rental restrictions on new construction
- Confirm builder warranty terms and transferability to next owner
- Get final roof certification and builder's wind-mitigation documentation
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $528,800 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of JACKSONVILLE TBI REALTY, LLC. Data via realMLS (Northeast Florida MLS), updated Jul 17, 2026, 7:30 PM.
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