Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$582,796

47 WHITE TREE Court, St. Augustine, FL 32092, St. Augustine, FL 32092

Elm Ridge

Price
$582,796
Beds / Baths
4 / 2
Living area
1,960 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
$133/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
63

$297/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 45% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Up to $15k CC for any deal using our preferred lender. Rates as low as 4.99! The ranch-style Augusta floor plan boasts ample space for entertaining, including an expansive great room, a covered patio and a well-appointed kitchen that includes gourmet features. You'll also appreciate a large primary suite with an attached bath and generous walk-in closet, two secondary bedrooms that share a hall bath, a convenient laundry and a storage area. Guest suite, Tray ceiling and double doors on master bedroom. SAMPLE PHOTOS, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s). *Financing subject to change without notice.

What to check on this one

  • Confirm actual flood zone designation with county appraiser—listing shows unknown.
  • Verify builder's warranty coverage period and transferability to next owner.
  • Request final Certificate of Occupancy and all builder warranties documentation.
  • Confirm HOA $133/mo covers what—insurance, maintenance, reserves, special assessments pending.
  • Walk actual model or completed unit to verify finishes match your expectations.
  • Ask builder about any outstanding liens, warranty claims, or construction defects.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,024/mo
Property tax (1.1% eff., St. Johns Co.)$534/mo
Homeowners insurance (est.)$340/mo
HOA$133/mo
All-in monthly (est.)$4,031/mo

Loan $466,237 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of AXEN REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:46 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.