Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$679,000

1207 14TH Street N, Jacksonville Beach, FL 32250, Jacksonville Beach, FL 32250

Jax Beach

Price
$679,000
Beds / Baths
3 / 2
Living area
1,680 sqft
Year built
1977
Type
Residential
Lot
0.18 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
40
Elementary
San Pablo
Middle
Duncan Fletcher
High school
Duncan Fletcher

$404/sqft asking, vs a $378/sqft median across 599 closed sales in 32250 over the last 12 months — 7% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Updated, move-in ready and surprisingly private, this 3-bedroom, 2-bath home offers the space and outdoor living that make Jacksonville Beach living so easy to enjoy. Wood-look tile flows throughout the main living areas, while the renovated kitchen features white shaker cabinets, quartz countertops, stainless steel appliances, a deep single-basin sink and tile backsplash. Both bathrooms have been beautifully updated with modern finishes. Outside, an oversized deck and custom pergola surrounded by lush landscaping create a private retreat for relaxing or entertaining. An attached garage, fenced backyard, generous 75' x 102' lot and dead-end street add everyday functionality that's not always easy to find at the beach. With no HOA and the ocean, parks and restaurants just a short bike ride away, this home combines updated comfort with the laid-back Jacksonville Beach lifestyle.

What to check on this one

  • Verify roof age and get inspection—1977 home may trigger insurer concerns past 15-20 years
  • Obtain 4-point inspection and wind-mitigation report for pre-1980 construction
  • Confirm actual flood zone and request elevation certificate if AE/VE
  • Review plumbing type—cast-iron or polybutylene common in 1977, costly to replace
  • Inspect HVAC age and verify recent service records during renovation
  • Get septic/well status if applicable; confirm municipal sewer/water connection

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,523/mo
Property tax (1.1% eff., Duval Co.)$622/mo
Homeowners insurance (est.)$396/mo
All-in monthly (est.)$4,541/mo

Loan $543,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MASH REALTY SERVICES, LLC. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 1:25 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.