$499,000
3120 E BANISTER Road, St. Augustine, FL 32092, St. Augustine, FL 32092
South Hampton
- Price
- $499,000
- Beds / Baths
- 4 / 3
- Living area
- 2,488 sqft
- Year built
- 2005
- Type
- Residential
- Lot
- 0.2 ac
- Garage
- 2
- HOA
- $108/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 64
$201/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 2% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Tucked against a tranquil preserve in the established South Hampton community, this move-in-ready residence offers the privacy, character, and breathing room today's buyers crave. Freshly painted inside and out, the home welcomes you with updated flooring, brand-new appliances, newer roof (2020) and HVAC(2024) This thoughtfully designed, bright, effortless floor plan is ideal for both everyday living and entertaining. The outdoor space is a peaceful, private, retreat for morning coffee, relaxed evenings, or friendly gatherings surrounded by natural views. Beyond the home, South Hampton delivers a true neighborhood lifestyle with mature landscaping, community amenities, and access to a public golf course. Conveniently positioned near top-rated schools, shopping, dining, and major roadways, this property offers the updates buyers want with the privacy and established surroundings new construction simply cannot replicate. *See documents for full updates*
What to check on this one
- Verify roof installation date (2020) with permit records and inspector.
- Confirm HVAC replacement date (2024) and warranty coverage details.
- Pull flood zone designation and elevation certificate from FEMA/county.
- Review HOA covenants, rules, and 12-month financials.
- Obtain 4-point inspection given 2005 build year for insurance quotes.
- Request itemized list of all updates with receipts and permits.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $399,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of REAL BROKER LLC. Data via realMLS (Northeast Florida MLS), updated Aug 2, 2026, 6:40 AM.
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