$269,900
398 WILLOW GREEN Drive, Orange Park, FL 32073
Spencer Crossing
- Price
- $269,900
- Beds / Baths
- 3 / 2
- Living area
- 1,486 sqft
- Year built
- 1995
- Type
- Residential
- Lot
- 0.23 ac
- Garage
- 2
- HOA
- $18/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 64
Move in ready brick front home in a great community. As you step inside, you are greeted by an expansive living room featuring high ceilings and a seamless flow into a formal dining room that can easily be used as an office or play room. Large kitchen fully equipped with a suite of stainless steel appliances, white cabinetry, a spacious pantry, and a breakfast bar that overlooks the main living area. The primary suite features a private en-suite bathroom and generous closet space. Dedicated laundry area with washer and dryer hookups and 2-car garage add to the home's everyday convenience. Outside, French doors lead to a private, fenced backyard with a concrete patio, and the community offers wonderful amenities, including a children's playground. Located near shopping, restaurants, schools and major highways with no CDD fees.
What to check on this one
- Verify actual flood zone via FEMA map; get elevation certificate if AE/VE zone applies.
- Confirm roof age and material; 1995 home may need inspection for insurer approval.
- Request 4-point inspection (roof, plumbing, electrical, HVAC) due to home age.
- Check plumbing type—polybutylene common in 1995; confirm copper or PEX used.
- Verify HOA $18/mo covers what; review bylaws for rental restrictions if relevant.
- Inspect HVAC age and service records; confirm all systems functioning.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $215,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of HOUWZER, INC.. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 11:45 AM.
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