Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$210,000

10961 BURNT MILL Road 426, Jacksonville, FL 32256, Jacksonville, FL 32256

Reserve At James Island Lc

Price
$210,000
Beds / Baths
2 / 2
Living area
1,171 sqft
Year built
2001
Type
Condo
Lot
0.02 ac
Garage
0
HOA
$450/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
64

$179/sqft asking, vs a $140/sqft median across 476 closed sales in 32256 over the last 12 months — 28% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to The Reserve at James Island, a gated condominium community where comfort, convenience, and resort-style amenities come together. Ideally located near the St. Johns Town Center, Jacksonville beaches, downtown, and major highways, this sought-after neighborhood offers an exceptional lifestyle with a clubhouse, sparkling pool, fitness center, basketball court, and beautifully maintained grounds. Whether you're searching for a primary residence, a seasonal retreat, or an investment opportunity, The Reserve at James Island provides the perfect blend of low-maintenance living and an unbeatable Southside location.

What to check on this one

  • Obtain condo milestone inspection and SIRS report from HOA—required by Florida law.
  • Verify HOA allows short-term rentals if investment intent; request rental rules in writing.
  • Confirm flood zone designation and pull elevation certificate if AE/VE.
  • Review roof age and last replacement; confirm insurer will cover at closing.
  • Request HOA financials, reserve study, and special assessment history for past 5 years.
  • Verify all amenities (pool, fitness, clubhouse) operational and funded in reserves.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,090/mo
Property tax (1.1% eff., Duval Co.)$193/mo
Homeowners insurance (est.)$292/mo
HOA$450/mo
All-in monthly (est.)$2,025/mo

Loan $168,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EXIT MAGNOLIA POINT REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 6:05 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.