Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$299,999

2140 MAJOR OAK Street, Jacksonville, FL 32218, Jacksonville, FL 32218

Hidden Oaks

Price
$299,999
Beds / Baths
3 / 3
Living area
1,947 sqft
Year built
2021
Type
Residential
Lot
0.14 ac
Garage
2
HOA
$50/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
70

$154/sqft asking, vs a $160/sqft median across 1,817 closed sales in 32218 over the last 12 months — 4% below the area's closed prices. Condition and lot vary; that's what a showing is for.

3% Assumable mortgage by a qualified Buyer, with loan approval. Must see this 3 bedroom 2.5 bath home, with bonus room, 1947 sq ft., built 2021. Features an upstairs bonus room, can be used a game room or an office, located in a quaint neighborhood. Has wood tile flooring in the wet area's and new carpet in all bedrooms and the bonus room. Stainless Steel Refrigerator, electric stove, microwave and dishwasher. Ceiling fans throughout. Homes features sliding glass doors leading to the screened patio which overlooks a pond. Owners suite feature's a large master bath with huge walk in shower, double sinks and a huge clothes with storage. Paint allowance $3000.00. Close to airport, shopping easy access to 295 and 95, an easy commute to downtown Jacksonville. American Home Shield Warranty.

What to check on this one

  • Verify flood zone designation and get elevation certificate if in AE/VE zone
  • Confirm 3% assumable mortgage terms, rate, remaining balance, and lender approval process
  • Review HOA covenants, restrictions, rental rules, and 12-month financials
  • Inspect roof (2021 = 5 yrs old, should be fine for insurers; verify no damage)
  • Confirm American Home Shield Warranty coverage details and transferability
  • Walk all rooms for condition; verify bonus room permits and square footage accuracy

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,557/mo
Property tax (1.1% eff., Duval Co.)$275/mo
Homeowners insurance (est.)$292/mo
HOA$50/mo
All-in monthly (est.)$2,174/mo

Loan $239,999 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 6:40 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.