Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$469,000

509 PENINSULA Court, St. Augustine, FL 32080

Commodores Club

Price
$469,000
Beds / Baths
3 / 2
Living area
1,451 sqft
Year built
1998
Type
Residential
Lot
0.12 ac
Garage
2
HOA
$106/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
68
Elementary
R. B. Hunt
Middle
Sebastian
High school
St. Augustine

$323/sqft asking, vs a $318/sqft median across 527 closed sales in 32080 over the last 12 months — 2% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to this beautifully updated 3-bedroom, 2-bath home tucked away on a quiet cul-de-sac with peaceful pond views. Designed with an open-concept floor plan, this home offers the perfect blend of comfort and functionality for both everyday living and entertaining. The remodeled kitchen is the heart of the home, featuring modern finishes, while luxury vinyl plank flooring flows seamlessly throughout the entire home for a stylish, low-maintenance appeal. Plantation shutters on every window add timeless elegance and enhance the abundance of natural light. Step outside to the screened lanai, where you can relax with your morning coffee or unwind at the end of the day while enjoying tranquil water views. With its thoughtful updates and move-in-ready condition, this home offers the perfect combination of style, comfort and serenity. Within walking distance to the St Augustine pier, restaurants, and only three miles to historic downtown St Augustine! Come live where others vacation!

What to check on this one

  • Verify roof age and get 4-point inspection; home is 26 years old
  • Confirm flood zone designation with FEMA map and elevation certificate if needed
  • Request HOA documentation: bylaws, financials, reserve study, rental restrictions
  • Inspect all plumbing for polybutylene or cast-iron; request service history
  • Verify kitchen/flooring renovation permits and contractor warranties remain valid

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,434/mo
Property tax (1.1% eff., St. Johns Co.)$430/mo
Homeowners insurance (est.)$292/mo
HOA$106/mo
All-in monthly (est.)$3,262/mo

Loan $375,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ENDLESS SUMMER REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 10:10 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.