$354,100
4234 EMERALD BAY Drive, Jacksonville, FL 32277, Jacksonville, FL 32277
Emerald Bay
- Price
- $354,100
- Beds / Baths
- 3 / 2
- Living area
- 1,856 sqft
- Year built
- 1996
- Type
- Residential
- Lot
- 0.21 ac
- Garage
- 2
- HOA
- $18/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 64
$191/sqft asking, vs a $166/sqft median across 476 closed sales in 32277 over the last 12 months — 15% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Charm and curb appeal abound for this Jacksonville home! Step inside into the inviting foyer, which is positioned between the home's living and dining room. As you move through the home you'll find the kitchen, which boasts stainless steel appliances, hard surface countertops, and ample storage. This split, ranch style floorplan is rounded out by the primary suite and two secondary bedrooms. Come and see for yourself the possibilities that this home has to offer!
What to check on this one
- Verify flood zone designation and obtain elevation certificate if in AE/VE.
- Request 4-point inspection report (roof, plumbing, electrical, HVAC condition).
- Confirm roof age and current insurance carrier acceptance.
- Review HOA documents; verify $18/mo covers what and any pending assessments.
- Inspect plumbing materials—if polybutylene lines present, budget for replacement.
- Get HVAC service history and last maintenance date.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $283,280 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of EVERYSTATE INC. Data via realMLS (Northeast Florida MLS), updated Jul 29, 2026, 3:06 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.