Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$803,231

542 ADIRONDACK Drive, St. Johns, FL 32259

Rivertown Cove

Price
$803,231
Beds / Baths
5 / 5
Living area
3,408 sqft
Year built
2026
Type
Residential
Lot
Garage
3
HOA
$4/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
6

Lot 33 - The Wren's welcoming hallway leads into an open living area designed for connection and comfort. The island kitchen blends seamlessly with the dining room and Great Room, brightened by natural light from the covered lanai. The owner's suite sits privately at the back of the home. A first-floor bedroom features its own bath with a shower and a walk-in closet. A dedicated study replaces the flex room for focused work. Upstairs, a spacious loft centers three additional bedrooms.. RIVERTOWN is a master-planned community nestled along the pristine shores of the St Johns River. Each amenity is geared toward staying fit, meeting new friends, trying new activities, and having fun in northeast FL's sunshine.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE
  • Confirm CDD bond payoff amount and remaining assessment schedule
  • Review HOA declaration for rental restrictions and pet policies
  • Inspect builder warranty coverage and transferability to second owner
  • Verify all builder-grade appliances and HVAC systems are operational

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,168/mo
Property tax (1.1% eff., St. Johns Co.)$736/mo
Homeowners insurance (est.)$469/mo
HOA$4/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$5,544/mo

Loan $642,585 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MATTAMY REAL ESTATE SERVICES. Data via realMLS (Northeast Florida MLS), updated Aug 11, 2026, 7:52 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.