Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$479,000

0 ASH Street, Fernandina Beach, FL 32034

Historic District

Price
$479,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.12 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
76

Rare Downtown Fernandina Opportunity! One of the last available lots in historic Fernandina Beach offering highly desirable Commercial-3 (C-3) zoning, providing exceptional flexibility for a restaurant, retail business, office, mixed-use development, or even a live/work concept. Ideally located just one block from Centre Street and only a few blocks from the vibrant downtown waterfront, this 50' x 100' lot places you in the heart of one of Northeast Florida's most sought-after destinations. Enjoy the convenience of nearby off-street public parking just steps away, making this an attractive location for customers, clients, and guests. Whether you're an investor, entrepreneur, or visionary looking to create something special in downtown Fernandina Beach, opportunities like this are becoming increasingly rare.

What to check on this one

  • Verify exact flood zone designation and elevation certificate requirements with Nassau County.
  • Confirm C-3 zoning permits your intended use; review setback, height, parking code specifics.
  • Request title commitment and survey to confirm lot dimensions, easements, encroachments.
  • Check whether utilities (water, sewer, electric, gas) are available at property lines.
  • Verify no outstanding code violations, liens, or special assessments against the parcel.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,485/mo
Property tax (1.1% eff., Nassau Co.)$439/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$3,216/mo

Loan $383,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of AMELIA ISLAND REAL ESTATE SERVICES. Data via realMLS (Northeast Florida MLS), updated Sep 2, 2026, 7:11 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.