$385,000
15 RYKER Lane, Palm Coast, FL 32164, Palm Coast, FL 32164
Palm Coast
- Price
- $385,000
- Beds / Baths
- 4 / 3
- Living area
- 2,902 sqft
- Year built
- 2004
- Type
- Residential
- Lot
- 0.23 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Flagler
- Days on market
- 65
$133/sqft asking, vs a $185/sqft median across 346 closed sales in 32164 over the last 12 months — 28% below the area's closed prices. Property is priced 28% below comparable sales; owner financing offered may reflect condition or buyer accommodation—contact agent for specific reason.
Tucked in a quiet, established Palm Coast neighborhood, 15 Ryker Lane is ready to impress. This stunning 2-story, 4BR/2.5BA home offers over 2,900 SF of beautifully designed living space with formal living and dining rooms, a spacious family room, and a showstopper kitchen with a center island and quartz countertops. Upstairs, a massive loft anchors 4 bedrooms and 2 full baths. The 2-car garage and generous backyard truly make this home the total package. Quick access to US-1 and I-95 makes getting around effortless, and Flagler Beach is just 15 minutes away. Top-rated schools, shopping, and dining are all close by. Seller is offering Owner-Financing. Please inquire for more details. Palm Coast offers 46+ miles of freshwater canals, scenic trails, and a lifestyle that's hard to beat. Spend your weekends on the sand at Flagler Beach, explore the shops and restaurants along Palm Coast Parkway, or take a short drive in any direction for some of Florida's finest scenery and offerings. Zoned for Rymfire Elementary, Buddy Taylor Middle, and Flagler-Palm Coast High School, with shopping centers less than 10 minutes away. Whether you're upsizing, relocating, or planting roots in the Sunshine State, 15 Ryker Lane checks every box.
What to check on this one
- Verify roof age and condition; 22 years old approaches insurance red flag.
- Obtain flood zone designation from Flagler County Property Appraiser.
- Confirm 4-point inspection and wind-mitigation report requirements with insurer.
- Review owner-financing terms in writing: rate, down payment, balloon clause.
- Check plumbing type (polybutylene risk if original 2004 components remain).
- Get pre-closing title search and lien clearance documentation.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $308,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of MAXREV, LLC. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 6:45 AM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.