Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$865,000

416 HOPKINS Street, Neptune Beach, FL 32266

Neptune Beach

Price
$865,000
Beds / Baths
4 / 3
Living area
1,562 sqft
Year built
1964
Type
Residential
Lot
0.11 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
65
Elementary
Neptune Beach
Middle
Duncan Fletcher
High school
Duncan Fletcher

WELCOME to the BEACH LIFE! Just 3 blocks to ocean. This updated 3 bedroom plus office and 2.5 bathroom home features a remodeled kitchen with quartz countertops with waterfall peninsula, marble backsplash and luxury vinyl flooring throughout the downstairs. Kitchen is open to the living room which features a built in bench for extra storage and seating. Upstairs you have hardwood floors, 3 spacious bedrooms with the large primary with ensuite and a wall of closets. Outside enjoy the tropical landscaping on your choice of large deck or covered patio and an outdoor shower for use after a day at the beach. This home is concrete block and frame construction with a one car garage.

What to check on this one

  • Verify roof age and get 4-point inspection—home is 62 years old, insurer requirement.
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Inspect plumbing for cast-iron or polybutylene from 1964—costly replacement risk.
  • Review wind-mitigation inspection results for older coastal construction.
  • Verify seawall/foundation condition given proximity to ocean and salt exposure.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,488/mo
Property tax (1.1% eff., Duval Co.)$793/mo
Homeowners insurance (est.)$505/mo
All-in monthly (est.)$5,786/mo

Loan $692,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PREMIER REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Aug 16, 2026, 3:13 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.