Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$65,500

113 DEANS CREEK Trail, Palatka, FL 32177, Palatka, FL 32177

Rural

Price
$65,500
Beds / Baths
2 / 1
Living area
540 sqft
Year built
1980
Type
Residential
Lot
0.06 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
66

$121/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 25% below the area's closed prices. Property priced 25% below comparable recent sales; remarks emphasize outdoor recreation potential and natural setting but provide no explanation for the discount.

Escape to the peace and quiet of North Central Florida! This cozy property is perfect as a weekend retreat, vacation home, or investment opportunity. Great location for outdoor enthusiasts. Peaceful setting surrounded by nature. Easy access to the Ocklawaha River and views of Deans Creek from your yard. Great for boating, Fishing, and kayaking.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for Putnam County property.
  • Get full roof inspection; 1980 mobile home likely needs replacement soon.
  • Confirm mobile home title is clear and check for any liens or recalls.
  • Review septic system age, last pump-out records, and current condition.
  • Inspect plumbing for polybutylene or cast-iron; 1980 era high risk.
  • Verify lot ownership vs. lease terms; confirm permanence of placement.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$340/mo
Property tax (1.1% eff., Putnam Co.)$60/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$692/mo

Loan $52,400 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Jun 29, 2026, 12:45 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.