Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$334,990

5060 CARMEL Drive, Jacksonville, FL 32244, Jacksonville, FL 32244

Ortega Farms

Price
$334,990
Beds / Baths
3 / 2
Living area
1,676 sqft
Year built
1957
Type
Residential
Lot
0.44 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
65

$200/sqft asking, vs a $157/sqft median across 1,043 closed sales in 32244 over the last 12 months — 27% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Double Lot + Workshop! This 3-bedroom, 2-bath home sits on a massive double lot on a quiet street with only a few homes. No HOA and no CDD fees. Brand new electrical system and wiring throughout the house. Mature, producing fruit trees on the property plus an oversized detached workshop on the second lot -- perfect for a personal gym, workshop, home business, or extra storage. Rare opportunity in the area at just $339,990! SELLER NOTE: no seller financing, creative deals, lease options or investor arrangements.

What to check on this one

  • Verify roof age and get 4-point inspection—1957 home likely needs underwriting review.
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Inspect septic system and well (if applicable)—typical for this era.
  • Document new electrical work: permits, inspection sign-offs, photos of upgrades.
  • Verify workshop structure: permitted as accessory building, no code violations.
  • Check plumbing material—cast iron or polybutylene common pre-1975; may affect insurability.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,738/mo
Property tax (1.1% eff., Duval Co.)$307/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,337/mo

Loan $267,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ICATCHER HOMES REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 22, 2026, 8:04 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.