$499,000
20 ISLINGTON Lane, Ponte Vedra, FL 32081
West End At Town Center
- Price
- $499,000
- Beds / Baths
- 3 / 3
- Living area
- 1,680 sqft
- Year built
- 2026
- Type
- Townhouse
- Lot
- 0.04 ac
- Garage
- 2
- HOA
- $243/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 66
- Elementary
- Pine Island Academy
- Middle
- Pine Island Academy
- High school
- Allen D. Nease
$297/sqft asking, vs a $249/sqft median across 62 closed sales in 32081 over the last 12 months — 19% above the area's closed prices. Condition and lot vary; that's what a showing is for.
This home is in the heart of Nocatee at one of the most affordable prices in all of the area. Home overlooks nice green space and has a front porch and a balcony to overlook green space. Tons of upgrades, new construction and seller is offering 20,000 in closing costs. Home has the most stunning brick wall that makes it unique.
What to check on this one
- Verify CDD bond payoff amount and remaining assessment schedule.
- Confirm HOA $243/mo covers what—utilities, amenities, insurance, reserves.
- Request new construction warranty details and builder punch-list status.
- Obtain flood zone designation; order elevation certificate if AE/VE.
- Review HOA docs for short-term rental restrictions or caps.
- Confirm closing-cost credit terms in writing before inspection period ends.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $399,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of KARSTEN REAL ESTATE TEAM. Data via realMLS (Northeast Florida MLS), updated Aug 23, 2026, 6:56 AM.
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