$360,400
644 SPANISH WELLS Road, Jacksonville, FL 32218, Jacksonville, FL 32218
North Creek
- Price
- $360,400
- Beds / Baths
- 4 / 2
- Living area
- 2,131 sqft
- Year built
- 2005
- Type
- Residential
- Lot
- —
- Garage
- 2
- HOA
- $51/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 66
- Elementary
- Oceanway
- Middle
- Oceanway
- High school
- First Coast
$169/sqft asking, vs a $160/sqft median across 1,817 closed sales in 32218 over the last 12 months — 6% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Make yourself at home in this 4-bedroom, 2-bathroom home located in the highly desirable North Creek community in Northeast Jacksonville. Tucked away on a quiet cul-de-sac, this property offers added privacy with a white vinyl-fenced backyard backed to the woods. Relax year-round in the screened-in lanai complete with a hot tub, creating the perfect outdoor retreat. Residents of North Creek enjoy an abundance of community amenities, including a resort-style pool, playground, tennis and pickle ball courts, basketball courts, and convenient on-site RV and boat storage. Also included 2-10 ONE YEAR HOME WARRANTY!! Also offering a $1500 Carpet allowance.
What to check on this one
- Verify flood zone designation and whether elevation certificate is required.
- Confirm roof age and get inspection; 21-year-old roof may need replacement soon.
- Review HOA covenants, bylaws, and current financials for North Creek community.
- Obtain 4-point inspection report; verify HVAC and electrical systems.
- Confirm 2-10 warranty terms, coverage limits, and transferability to next owner.
- Check plumbing type (polybutylene pipes common in 2005 builds—insurance risk).
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $288,320 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 5:37 PM.
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