Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,845,000

12 F Street, St. Augustine Beach, FL 32080

Coquina Gables

Price
$1,845,000
Beds / Baths
4 / 4
Living area
2,780 sqft
Year built
2008
Type
Residential
Lot
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
66
Elementary
R. B. Hunt
Middle
Sebastian
High school
St. Augustine

$664/sqft asking, vs a $318/sqft median across 527 closed sales in 32080 over the last 12 months — 109% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Experience refined coastal luxury just moments from the pristine shores of St. Augustine Beach. Perfectly suited as an exclusive retreat, distinguished primary residence, or high-performing investment, this impeccably designed property showcases an elevated blend of sophistication and comfort. The first level features a private en suite, two-car garage, and a covered outdoor living space complete with a temperature-controlled pool-ideal for year-round enjoyment. A private elevator provides seamless access to all levels, leading to the sun-drenched second floor where an open-concept living area, designer kitchen, and expansive balcony invite effortless entertaining and tranquil ocean breezes. The third floor presents two well-appointed guest suites alongside a serene owner's retreat, complete with a private balcony and a spa-inspired bath designed for ultimate relaxation. Turnkey offer includes a short-term rental license, proven rental history, property management & future bookings.

What to check on this one

  • Verify roof age and condition; 2008 home may need inspection within 5 years for insurance eligibility.
  • Obtain flood zone designation and elevation certificate—critical for insurance and resale in coastal St. Johns County.
  • Confirm short-term rental license validity, transferability, and local City of St. Augustine Beach compliance requirements.
  • Review pool equipment maintenance history, warranties, and temperature-control system service records.
  • Inspect plumbing for polybutylene (pre-1995 era risk); verify copper or PEX throughout.
  • Pull property management agreement terms, booking pipeline accuracy, and tax implications of rental income.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$9,573/mo
Property tax (1.1% eff., St. Johns Co.)$1,691/mo
Homeowners insurance (est.)$1,076/mo
All-in monthly (est.)$12,340/mo

Loan $1,476,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ENGEL & VOLKERS FIRST COAST. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 4:06 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.