Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$769,000

195 MANOR Lane, St. Johns, FL 32259, St. Johns, FL 32259

Oxford Estates

Price
$769,000
Beds / Baths
4 / 4
Living area
3,305 sqft
Year built
2017
Type
Residential
Lot
0.27 ac
Garage
3
HOA
$104/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
73

$233/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 5% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to this immaculate 4BR, 3.5BA home in the Gated Community/Oxford Estates with 2 spacious bonus rooms--perfect for families, including multi-generational living. The first floor features 2 guest bedrooms, a full bath, a flex room & a luxurious master suite with a custom walk-in closet including a concealed locking storage space. The open-concept kitchen boasts an oversized island, granite counters, gas stove, walk-in pantry, upgraded cabinets & all appliances--including a deep freezer & drink cooler in the laundry room. Pocket sliding doors lead to a screened lanai & large backyard with room for a pool. Upstairs includes a bonus room, bedroom & full bath--ideal for guests or a second master suite. Additional highlights: formal living room, crown molding, plantation shutters, 3-car tandem garage with epoxy floors, built-in storage & a mudroom. Gas dryer & water heater. Plenty of storage throughout. A truly stunning, well-thought-out home ready for you to move in and enjoy!

What to check on this one

  • Verify actual flood zone via FEMA map—St. Johns area varies; check elevation certificate if AE/VE
  • Confirm roof age and get 4-point inspection before underwriting
  • Review HOA covenants—verify rental restrictions if relevant to your plans
  • Pull HOA financials and reserve study; confirm $104/mo is current
  • Inspect HVAC age and service records; verify gas water heater/dryer venting

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,990/mo
Property tax (1.1% eff., St. Johns Co.)$705/mo
Homeowners insurance (est.)$449/mo
HOA$104/mo
All-in monthly (est.)$5,248/mo

Loan $615,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PROPERTY MANAGEMENT PARTNERS & ASSOCIATES INC. Data via realMLS (Northeast Florida MLS), updated Jun 27, 2026, 11:15 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.