Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$289,999

11820 POYDRAS Lane, Jacksonville, FL 32218

Harts Estates

Price
$289,999
Beds / Baths
3 / 2
Living area
1,860 sqft
Year built
1993
Type
Residential
Lot
0.3 ac
Garage
2
HOA
$26/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
67
Elementary
Garden City
Middle
Alfred Dupont
High school
First Coast

$156/sqft asking, vs a $160/sqft median across 1,817 closed sales in 32218 over the last 12 months — 2% below the area's closed prices. Condition and lot vary; that's what a showing is for.

This beautifully maintained 3-bedroom, 2-bath home offering approximately 1,860 square feet of comfortable living space an inviting open-concept layout, and a desirable split-bedroom floor plan that provides both privacy and functionality. The spacious great room is highlighted by a cozy fireplace, creating the perfect gathering space for family and friends. A separate formal dining room, breakfast area, breakfast bar, and well-appointed kitchen make entertaining effortless, while the generous primary suite offers a relaxing retreat with ample closet space. Conveniently located in Jacksonville's desirable Northside, this home offers quick access to I-95, Jacksonville International Airport, shopping, dining, and everyday conveniences while maintaining the charm of an established neighborhood.

What to check on this one

  • Verify roof age and condition; get 4-point inspection due to 1993 build year.
  • Confirm flood zone designation with FEMA map; request elevation certificate if AE/VE.
  • Review HOA covenants for rental restrictions and enforcement history.
  • Inspect plumbing type; if original, budget for polybutylene/cast-iron replacement risk.
  • Confirm septic vs. municipal sewer and any service records.
  • Get homeowners insurance quotes now; verify no prior claims impact.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,505/mo
Property tax (1.1% eff., Duval Co.)$266/mo
Homeowners insurance (est.)$292/mo
HOA$26/mo
All-in monthly (est.)$2,089/mo

Loan $231,999 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of TRANQUILLE REALTY INCORPORATED. Data via realMLS (Northeast Florida MLS), updated Jul 23, 2026, 11:02 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.